Frequently Asked Questions

Rideshare Accident Settlement Calculator

Does Uber/Lyft insurance cover my injuries?

Coverage depends on the driver's app status. When carrying a passenger, Uber/Lyft provides up to $1M in liability coverage.

Can I sue both the driver and Uber/Lyft?

Yes, in many cases. Uber/Lyft may be liable for negligent background checks or if the driver was deemed an employee.

What if the other driver (not the rideshare driver) caused the accident?

The at-fault driver's insurance applies first. Uber/Lyft's uninsured/underinsured coverage may supplement if needed.

How long do I have to file a rideshare accident claim?

Typically 2–3 years, but preserving evidence quickly is critical — report accidents through the app immediately.

Should I report the accident through the Uber/Lyft app?

Yes, but don't give a recorded statement to their insurers without consulting a personal injury attorney first.